Axa Advisors

<body bgcolor="#ffffff" text="#000000"> <table style="font-family:Arial, Helvetica, sans-serif;" border="0" cellpadding="0" cellspacing="0" width="609"> <tr> <td width="384" valign="top"> <table cellpadding="3" cellspacing="0" border="0" width="384"> <tr> <td align="center" width="1%" valign="middle"> <img src="/files/6905/Traficante%20Pict.jpg" alt="Axa Advisors" height="160" width="200" border="0"> </td> <td> <img src="/graphics/spacer.gif" WIDTH="10" HEIGHT="1" border="0"></td> <td align="left" valign="middle" width="99%"> <span style="font: 10pt Arial, Helvetica, sans-serif;"> <b>Investments, Risk Management and Consultation</b> <br> <br>Phone: (212)541-1805 <br>FAX: (212)541-1829 <br>Email: <br><a href="mailto:kenneth.traficante@axa-advisors.com">kenneth.traficante@axa-advisors.com</a> </tr> <tr> <td colspan="4" style="font: 10pt Arial, Helvetica, sans-serif; vertical-align:top;"> <span style="font-size:9pt;">I am an attorney with a background in tax and estate planning. Although I am not a practicing attorney at AXA Advisors, I apply my knowledge and experience to assist clients in the areas of financial, estate, and gift tax planning, legacy planning with IRAs, and strategies for charitable giving. In my capacity as a financial professional, I review, analyze, design and implement fee-based financial plans and wealth planning strategies for clients based on their individual circumstances. As part of my services as a registered representative of AXA Advisors, I aid in the recommendation and implementation of life insurance and financial products, where appropriate.<br><br>I have worked in financial services since 1987. Prior to joining AXA Advisors, I worked as an advanced planning attorney for Summit Financial Resources, Inc., a financial planning firm located in New Jersey. Prior to Summit, I worked as a securities claims analyst at Prudential Securities, Inc., and prior to Prudential I worked as an account executive at Dean Witter Reynolds, Inc.<br><br>I earned my M.S. in Taxation from Seton Hall University, my J.D. from Quinnipiac College School of Law, and my B.A. in Economics from Fairfield University. I earned the Certified Financial Planner designation from the Certified Financial Planner Board of Standards, Inc. I am a member of the Financial Planning Association and the Estate Planning Council of the City of New York. I am an attorney admitted to the Bar in New York and New Jersey.<br><br>Estate planning is offered using life insurance and/or other financial products. AXA Advisors does not provide tax or legal advice. Please consult your tax and/or legal advisor for such guidance.</span> </td> </tr> </table> <table border="0" cellpadding="0" cellspacing="0" width="384"> <tr><td colspan="2" width="192"> </td><td colspan="2" width="192" height="43" valign="bottom"><img src="/graphics/X/TA1_r4_c4.gif" width="192" height="43" border="0" alt="Newsletters"></td></tr> <tr><td colspan="2" width="192"> </td><td width="14" valign="top" background="/graphics/X/TA1_r5_c4.gif"> </td> <td valign="top" width="178"> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=1419" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">What’s in It for You?</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> The Economic Stimulus Act of 2008 contained favorable provisions that will benefit small business. It appears that the government wants to inspire businesses to spend freely, too.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=1379" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Where Will You Roll?</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> An IRA is not really an investment in itself, but rather a special type of account that can be invested in thousands of ways. </font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=1391" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">No Better Time Than Now</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> You may not associate this time of year with reviewing the beneficiaries on your life insurance policy — nonetheless, it can be a good time to take this important step.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=1420" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Good Time to Keep Going</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> Inflation is rising. Home prices are falling. Oil and stock prices are volatile. Could this be a good time to ramp up your retirement savings? You might be surprised at the answer.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=news_hdr.cfm" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#FF0000">More Newsletters>>></font></b></a> </p> </td></tr> </table> </td> <td width="225" valign="top"> <table border="0" cellpadding="0" cellspacing="0" width="225"> <tr> <td colspan="2" valign=bottom align=center> <a href="http://www.axaonline.com/axa/general/emerald.html?url=/rs/axa/about-us/33a_National_Initiatives.html?leftnav=4,0&email=kenneth%2Etraficante%40axa%2Dadvisors%2Ecom&phone=%28212%29541%2D1805&fax=%28212%29541%2D1829&name=Kenneth%20J%2E%20Traficante&fpurl=www%2EKennethTraficante%2Ecom" target="_blank"> <img src="/graphics/X/axafa1.gif" border="0"></a> </td> </tr> <tr> <td colspan="2" width="225" height="32" valign="bottom"> <img src="/graphics/X/TA1_r1_c6.gif" width="225" height="32" border="0" alt="Market Watch"></td> </tr> <tr> <td width="14" background="/graphics/X/TA1_r2_c6.gif"> </td> <td valign="top" width="211"> <font face="Arial, Helvetica, sans-serif" size="1"> <b>August 28, 2008 @ 07:54 AM</b><br><br></font> <table border="0" cellpadding="1" cellspacing="0" width="200"> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$INDU" target="mondo"><strong>Dow Jones Industrials</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>11,502.51</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 89.64</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$COMPQ" target="mondo"><strong>Nasdaq Composite</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong> 2,382.46</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 20.49</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$SPX" target="mondo"><strong>S&P 500</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong> 1,281.66</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 10.15</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$RUT" target="mondo"><strong>Russell 2000</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong> 732.95</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 9.44</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$TNX" target="mondo"><strong>10 Year Treasury Note</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 3.77</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 0.01</strong></font></td></tr> <tr><form action="http://partners.marketcenter.com/fiserv/quotes/quote.action?symbol=" method="get" target="mondo"> <td align="center" colspan="3"><br><input type="text" size="6" maxlength="6" name="s" value=""> <input type=submit value="Get Quote"></td></form></tr><tr><td colspan="3" align="center"><font face="Arial, Helvetica, sans-serif" size="-2"> <br>[ <a style="text-decoration:none; color: #000000" href="markets.cfm" target="mondo"><font color="#000000">Markets</font></a> | <a style="text-decoration:none; color: #000000" href="charts.cfm" target="mondo"><font color="#000000">Charts</font></a> | <a style="text-decoration:none; color: #000000" href="quotes.cfm" target="mondo"><font color="#000000">Quotes</font></a> | <a style="text-decoration:none; color: #000000" href="portfolio.cfm" target="mondo"><font color="#000000">Portfolio</font></a> ]</font></td> </tr><tr><td colspan="3" align="center"><font face="Arial, Helvetica, sans-serif" style="font-size:7pt;"><br>Market data delayed per exchange rules. <br>All quotes are in US Eastern Time (EST). <br>© eSignal. A division of  <br>Interactive Data Corporation. (NYSE:IDC)  <br>All rights reserved.</font></td> </tr></table> </td> </tr> <tr> <td colspan="2" valign=bottom> <a href="http://www.axaonline.com/axa/general/emerald.html?url=/headlineList.html?feed=aptopheadlines&selectednewsfeeds=ap.top_headlinesLap.businessLap.wall_street.reportsLbusinessweek.dailybriefing.ftL&email=kenneth%2Etraficante%40axa%2Dadvisors%2Ecom&phone=%28212%29541%2D1805&fax=%28212%29541%2D1829&name=Kenneth%20J%2E%20Traficante&fpurl=www%2EKennethTraficante%2Ecom" target="_blank"> <img src="/graphics/X/TA1TodaysNews.jpg" border="0" alt="TodaysNews"></a> </td> </tr> <tr> <td colspan="2" width="192" height="43"><img src="/graphics/X/TA1_r4_c6.gif" width="225" height="43" border="0"></td> </tr><tr> <td rowspan="13" width="14" valign="top" background="/graphics/X/TA1_r5_c6.gif"> </td> <td width="211"><a href="index.cfm?type=R&source=research_hdr.cfm" target="_top"> <img src="/graphics/X/TA1_r5_c7.gif" width="211" height="52" border="0" alt="Articles"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1">Educate yourself on a variety of <br> financial topics.</font></td> </tr><tr> <td width="211"><a href="index.cfm?type=C&source=calc_hdr.cfm" target="_top"> <img src="/graphics/X/TA1_r7_c7.gif" width="211" height="56" border="0" alt="Calculators"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1">A host of financial tools to assist<br>you.</font></td> </tr><tr> <td width="211"><a href="index.cfm?type=N&source=news_hdr.cfm" target="_top"> <img src="/graphics/X/TA1_r9_c7.gif" width="211" height="56" border="0" alt="Newsletters"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1"> Timely Newsletters to help you<br>stay current.</font></td> </tr><tr> <td width="211"><a href="index.cfm?type=E&source=eseminar_hdr.cfm" target="_top"> <img src="/graphics/X/TA1_Eseminar_home.gif" width="211" height="56" border="0" alt="E-Seminars"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1"> Animated presentations to help you learn and decide.</font></td> </tr> <tr> <td width="211"> <a href="http://www.axaonline.com/axa/general/emerald.html?url=/3p/sp/glossary.html&email=kenneth%2Etraficante%40axa%2Dadvisors%2Ecom&phone=%28212%29541%2D1805&fax=%28212%29541%2D1829&name=Kenneth%20J%2E%20Traficante&fpurl=www%2EKennethTraficante%2Ecom" target="_blank"> <img src="/graphics/X/TA1_r11_c7.gif" width="211" height="56" border="0" alt="Glossary"></a></td> </tr> <tr> <td valign="top" width="211"> <font size="1" face="Arial, Helvetica, sans-serif"> Financial terms from A to Z. </font> </td> </tr> <tr> <td width="211"><img name="Leftnavmain_r13_c7" src="/graphics/X/TA1_r13_c7.gif" width="211" height="14" border="0"></td> </tr></table> </td> </tr><tr><td colspan="3"><br> <script LANGUAGE="JavaScript">  </script> <table align="left"> <tr> <td id="footer" class="custom"> <div align="left"> <font face="Arial, Helvetica, sans-serif" size="1"> Kenneth J. Traficante is a registered representative and investment advisor representative who offers securities products and investment advisory services through AXA Advisors, LLC (212-314-4600), member <a href="http://www.finra.org/index.htm" target="_blank">FINRA</a>/<a href="http://www.SIPC.org" target="_blank">SIPC</a>, and is an agent who offers annuity and insurance products through AXA Network, LLC and/or its affiliates, including AXA Network Insurance Agency, LLC (in California) and/or AXA Network Insurance Agency of Utah, LLC (in Utah). Individuals may transact business and/or respond to inquiries only in state(s) in which they are properly qualified. Kenneth J. Traficante is licensed to transact insurance business in the following states: NJ, NY; and is registered to offer securities in the following states: CT, NJ, NY; and authorized to offer investment advisory services in: CT, NJ, NY;. The information in this web site is not investment or securities advice and does not constitute an offer.<br><br> </font> </div> <div align="center"> <font face="Arial, Helvetica, sans-serif" size="1"> <br> Link to <a href="javascript:open_window_footer('http://www.axaonline.com/axa/general/emerald.html?url=/index.html&email=kenneth%2Etraficante%40axa%2Dadvisors%2Ecom&phone=%28212%29541%2D1805&fax=%28212%29541%2D1829&name=Kenneth%20J%2E%20Traficante&fpurl=www%2EKennethTraficante%2Ecom');" target="_self">AXAonline.com</a> </font> </div> <div align="center"> <font face="Arial, Helvetica, sans-serif" size="1"> <br> © Emerald Publications - All Rights Reserved - Please read our <a href="javascript:open_window_footer('http://www.axaonline.com/axa/general/emerald.html?url=/rs/axa/general/50_privacy.html&email=kenneth%2Etraficante%40axa%2Dadvisors%2Ecom&phone=%28212%29541%2D1805&fax=%28212%29541%2D1829&name=Kenneth%20J%2E%20Traficante&fpurl=www%2EKennethTraficante%2Ecom');" target="_self">Privacy Policy</a> </font> </div> </td> </tr> </table> </td></tr></table></div></body></html>